Dental financing in Cornelius, NC
Explore payment and financing options designed to make planning your dental care more straightforward.
Know the financial details before care begins
If a treatment recommendation has been made, our team will carefully review the associated financial information with you. You deserve to understand the anticipated investment, available payment methods, and any financing or benefit options that may apply before you move forward.
No dental insurance?
Patients without traditional dental insurance may wish to explore the Whalen Dentistry Dental Membership Plan. The membership plan includes certain preventive services and savings on additional treatment, subject to its current terms and enrollment fees.
When you enroll in the Whalen Dentistry Dental Membership plan, you receive:
- Initial comprehensive exam
- Initial routine adult cleaning & X-rays
- A six-month exam and routine cleaning
- 15% off additional treatment, including cosmetic treatment & whitening
No yearly maximum, deductible, exclusions, or waiting periods.
If you do have dental insurance, our team will be happy to estimate your coverage amount and submit your claims for you.
Payment options
Whalen Dentistry currently:
- Accepts cash and most major credit cards
- Does not accept checks
- Offers online bill payment
- Accepts CareCredit® financing
- Files claims with all insurance providers
- Provides a 5% pay-in-full discount for procedures of $1,000 or more for patients without insurance when payment is made in full at the start of treatment
Financing is provided by CareCredit. This is a third-party credit product and not a payment plan offered directly by Whalen Dentistry.
CareCredit® financing
CareCredit is a third-party healthcare credit card that may allow qualified patients to divide eligible treatment costs into monthly payments.
Scan the QR code to visit our unique CareCredit link and see if you qualify without an initial impact to your credit score. Approval, available promotions, account terms, and payment requirements are determined by CareCredit.
You may use the same QR code to pay your bill with your existing CareCredit card.

Using dental insurance at Whalen Dentistry
We’re happy to work with any dental insurance you have and file claims on your behalf.
Every plan is different, so we offer a complimentary insurance check before your appointment to help you understand your benefits and what to expect.
Coverage and reimbursement depend on your individual plan and cannot be guaranteed. If you have questions, our team is always happy to help.
What a benefit check can tell you
A benefit check may help identify information such as:
- Whether the policy is active
- The plan’s stated deductible
- The stated annual maximum
- What the plan may pay for certain types of care
- Whether waiting periods or other restrictions may apply
The information provided by an insurance company is not a guarantee of payment. The patient remains responsible for charges not paid by their plan.
Online bill payment
Current patients may use our secure online payment portal to pay an existing balance.
Financing FAQ
We accept cash, CareCredit, and most major credit cards. Checks are not accepted.
We are happy to accept CareCredit, a third-party healthcare financing option. Eligibility, available terms, and approval are determined by CareCredit.
Yes. If you wish to use CareCredit, please use the custom link above to check whether you prequalify. Final approval and terms are subject to CareCredit requirements.
We’ll discuss your eligibility and current terms with you before treatment, so there are no surprises.
Yes. Whalen Dentistry provides an online payment portal for current patient balances.
Plan your care with clarity
We strive to help you understand your investment and financial options, so you can choose the path that works best for your care.
Disclaimer: Financing is subject to approval, applicable terms, and current program availability. Discounts, payment policies, and financing options may change. Confirm current details with the practice.